Dealing with his screw-ups
I know I already wrote about debt. But I wrote something in my own blog about how I am the one who does everything. I wrote how I am the one who searches for loans and who pays the bills on time, and putting as much money as possible into each one.
And what does he do? Nothing.
I applied for two loans this week. Our credit card debt is not astronomical - it is probably normal. But to me, it is huge. To us, it is huge. We struggle to pay the minimum payments because the interest rates are massive and the minimum is simply only the interest anyways!
I found out today that we were denied both loans due to "delinquent past or present obligations with others." It infuriates me! That is the EXACT reason we need a loan! So we can pay a reasonable amount at a time, without falling behind in the process! I get so angry, and so frustrated, because he is the reason we are in this mess. And when I call him and tell him we were declined AGAIN he says "That sucks." And "We'll start making payments and when we catch up and our not delinquent, we will reapply."
Well by that time, we might as well keep making payments and building our credit! And that new car I need soon? That will not happen at all.
I am so angry about this because I did nothing to cause this to happen. I worked so hard at maintaining my credit; I prided myself in paying it off. And now I am deep in trouble because I married a crack addict.
I feel like I am the only responsible one and the only one who cares. I am the only one applying for all this crap and trying to do something about it.
"Amy" on my personal blog wrote some very insightful things which I agreed with. He doesn't appreciate it because it's normal.
I have to get back to work, but I guess we will continue to struggle without help because of his past.